AUD $2.74B
in scam losses reported to Scamwatch, ReportCyber and industry in 2023 — a record year for Australia.
ACCC / Scamwatch — Targeting Scams Report 2023Upload an Australian payslip, bank statement, ATO payment summary, Centrelink letter or state driver licence. TrueDoc validates super, PAYG withholding, ABN and TFN patterns, PDF metadata and AI-generation signals — then returns a trust score in under a minute.
See why teams switch to TrueDoc.
Scamwatch and the ATO both report record fraud losses over the past two years, and industry regulators (AUSTRAC, ASIC) have flagged document-based identity fraud as a systemic risk.
in scam losses reported to Scamwatch, ReportCyber and industry in 2023 — a record year for Australia.
ACCC / Scamwatch — Targeting Scams Report 2023identity-fraud victims reported in Australia in the year to April 2023, per AIC's national survey.
Australian Institute of Criminology, Identity Crime Surveyestimated annual cost of identity crime to the Australian economy.
Australian Government, Identity Crime and Misuse Reportof Australian lenders and property managers report seeing an altered payslip or bank statement in the past 12 months.
Equifax Australia Fraud TrendsOne checker, every common Australian document. Every result comes with a trust score, a plain-language explanation and a downloadable forensic report.
Weekly, fortnightly, monthly · super guarantee · PAYG
Commonwealth Bank, ANZ, Westpac, NAB, ING, Macquarie, Bendigo
Payment summary, PAYG statement, activity statement, tax return
Income statement, concession card, healthcare card
State driver licence, Medicare card, passport
Council rates notice, utility bills, telco bills
Every upload is analysed by an ensemble of models trained on Australian document layouts — ATO forms, Centrelink correspondence, big-four bank statements and standard Australian payroll templates. The engine reconciles the numbers Australian payroll must obey: the super guarantee has a fixed statutory rate, PAYG withholding must match the ATO tax tables and the TFN / ABN both follow strict algorithmic checks.
In parallel, TrueDoc reads the PDF's internal metadata — the software that produced it, edit history, embedded fonts and object structure — to spot editing-tool fingerprints. AI-generated documents are flagged by a dedicated synthetic-content classifier.
Illustrative view of what a suspicious payslip returns. Signals shown are the real checks TrueDoc runs against Australian payroll documents.
Illustrative UI. Not a screenshot of real customer data.
In a hot Australian rental market, agents routinely receive dozens of applications per property — and Equifax Australia reports that more than a third of lenders and property managers have seen an altered payslip or bank statement in the past year. Because the super guarantee rate, PAYG withholding and TFN / ABN formats all follow strict rules, altered Australian payslips are unusually easy to catch when you know where to look.
TrueDoc gives real-estate agents, property managers, mortgage brokers and HR teams a fast, free way to sanity-check what an applicant has sent them before it drives a decision.
These are the fastest checks a reviewer can run before escalating a document. TrueDoc runs every one of them automatically.
The super guarantee has a statutory rate published by the ATO for each financial year. A payslip using last year's rate on a current pay period is a strong tell.
Every real Australian Business Number passes the mod-89 checksum. A fabricated ABN almost always fails it.
The Tax File Number uses a weighted checksum. Any TFN that doesn't validate is fabricated or transcribed incorrectly.
BSBs map to specific banks and branches via the APCA register. A BSB that doesn't resolve is almost always fabricated.
The ATO publishes tax tables per pay frequency. Forged payslips frequently understate PAYG by a few percent.
Real ATO, Centrelink and bank PDFs are produced by known software. A statement 'produced by Word' or 'Photoshop' is a strong red flag.
Payslips, bank statements, ATO forms, Centrelink letters and state IDs — all in one place. No credit card required to start.
Check an Australian document — freeTrueDoc featured in leading AI and security publications.
The Association of Independent Information Professionals publishes TrueDoc's practical research framework for verifying suspicious digital documents in the age of AI-generated fraud.
Read ArticleBiometric Update highlights TrueDoc's layered document-forensics approach and Global Document Fraud Report alongside Mastercard and Identomat in the fight against synthetic identity fraud.
Read ArticleTrueDoc Founder and CEO Andrii Patiutka explains why AI-generated documents are creating new risks for businesses.
Read ArticleA deep look at how synthetic identity fraud is evolving and why conventional KYC systems are struggling to keep up.
Read ArticleAndrii Patiutka explains to major Ukrainian media Focus.ua how deepfakes, synthetic media and AI-generated documents are creating a new infrastructure-level trust risk.